Your credit score is one of the few data points in your life that you simply cannot escape. Whether you are attempting to buy a home, rent an apartment or obtain a credit card, the chances are good that your credit score will play a decisive role in the outcome of your efforts. Although maintaining a high-quality credit score is actually relatively simple, inadvertently damaging it can also happen quickly. Once your credit score has taken a hit, it may take several months or even years for your mistake to be erased. Fortunately, there are agencies and organizations in existence today who can help individuals who are seeking housing assistance with poor credit history.
When it comes time to buy a home, individuals with poor credit often find themselves at a significant disadvantage. Fortunately, a variety of federal and private organizations are dedicated to assisting these individuals in every step of the home buying process, including lending.
Factors Influencing Your Credit Score
Many adults are surprised when they see their credit score for the first time. This surprise can be equal parts pleasant and frustrating. The reasons for both upward and downward fluctuations in any person’s credit score are far more varied than most people realize.Read More »Agencies That Help People With Bad Credit Find Housing